Medicare Mistake #10: Not Taking Advantage of Discounts If your income is limited, you may qualify for discounts that lower Medicare expenses Medicare Savings Program Your state may help pay the Part A (Hospital Insurance) and the Part B premiums (medical insurance) and additional expenses According to Medicare.gov, there 4 […]
medicare benefits

Special Enrollment Periods After the Open Enrollment Period ends, you are locked into your plan. There are, however, special circumstances that may qualify you for a Special Enrollment Period. Think of Special Enrollment Periods (SEPs for short) as lifelines. They allow you to make changes to your Medicare plan outside […]
Qualifying for a Special Enrollment Period

Choosing or Changing Your Medicare Coverage There are a handful of things to consider when choosing or changing your Medicare coverage. The issues to consider include: convenience, cost, coverage, doctor and hospital choice, prescription drugs, quality of care, travel, and your other coverage. When choosing or changing your coverage, it […]
Choosing or Changing Your Medicare Coverage

Top Ten Medicare Mistakes Lunch & Learn On Friday, November 11th, Empower Brokerage hosted a Lunch & Learn for seniors in the Southlake community. Senior Product Specialist, John Shinn, gave a presentation over the Top Ten Medicare Mistakes. Seniors were able to ask questions and get advice straight from a […]
Top Ten Medicare Mistakes Lunch and Learn
Why Choose a Medicare Supplement? Choosing Medicare plans confuses some people about their options. There are so many different situations people need to consider, with varying costs and risks involved. With Medicare Supplement, you have the freedom to go to any of the following at any time: Doctor Hospital Specialist […]
Why Choose a Medicare Supplement?
Common Concerns When Choosing a Medicare Plan There are several major changes in a person’s life. The change from middle school to high school. The change to college is one of the biggest changes in a young adult’s life. Then, marriage and having children, buying a first home, and entering […]
Medicare Plan Choices – Common Concerns

Medicare Mistake #3: Believing You Don’t Need Medicare Part B Medicare Part B covers services such as doctor visits, surgical procedures, and lab tests as well as supplies you may need like a wheelchair. This varies for Medicare Advantage plans. Part B covers necessary and preventative services. Part B is […]
Medicare Mistake #3: Believing You Don’t Need Medicare Part B

Medicare Mistake #1: Assuming You Don’t Qualify Many people assume they do not qualify for Medicare coverage, but the qualifications are actually very simple. In the U.S., every registered citizen automatically earns Medicare credits by participating in the workforce and paying payroll taxes. Earning 40 credits ensures you will not […]