Andrea Hektner




November is long-term care awareness month.
In the previous article – “Why Pay More for a Medicare Supplement Policy? Part 1” – we covered the benefit of taking Medicare Supplements with you wherever you go – nationally and internationally. In this article, we will discuss the continual coverage guarantee you have with a Medicare Supplement policy. […]

Why Pay More for a Medicare Supplement Policy? Part 2



When shopping for Medicare – whether it’s a Medicare Supplement or a Medicare Advantage plan – it’s important to weigh the pros and cons of the different plans on the market. For instance, though you may pay more for a Medicare Supplement policy, there are many reasons why consumers opt […]

Why Pay More for a Medicare Supplement Policy? Part 1


Over the last few years, the Medicare Annual Election Period (AEP) was followed by the Medicare Disenrollment Period (DP). However, the Center for Medicare and Medicaid Services (CMS) has made some changes to the Disenrollment Period. Say Hello to the New Medicare Advantage Open Enrollment Period During the Disenrollment Period, […]

Out with the Old Medicare DP, in with the New ...




Deodorant is necessary. Without it, you will likely lose friends and alienate people. While no one wants to be known as the friend who smells bad, it’s important to use the right kind of deodorant. Most everyone buys the popular brands easily found at the grocery store. However, regular deodorant and […]

Why You Need to Switch to a Natural Deodorant


The Pros and Cons of Medicare Advantage Plans With the Annual Election Period (AEP) coming up, you might be a person who wants to look into other health plans available, whether that’s to lower cost or find better benefits. Some of you might not even know what a Medicare Advantage (MA) plan […]

The Pros and Cons of Medicare Advantage Plans




Heartburn: Causes, Symptoms and Treatment The lower esophageal sphincter (LES) is a valve located where the esophagus meets the stomach. The LES’s purpose is to keep stomach acid in the stomach, and out of the esophagus. It will open to allow you to burp and to let food enter. However, […]

Heartburn: Causes, Symptoms and Treatment