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The winter months are slowly creeping up, and with the dropping temperatures come the rise of the flue and common cold. So why is it that people are more likely to get sick during these chilly seasons? Well, it’s not exactly the weather that’s the culprit. It’s the germs and […]

5 Tips on How to Avoid Catching a Cold This ...


About 350 million people in the world suffer from arthritis. This painful ailment effects every movement made and can keep us from living life to the fullest. Seniors especially suffer from arthritis. Half of all people 65 and older have this disease. The Mayo Clinic defines arthritis as inflammation of […]

Relieve Arthritis Pain with These Tips


What is ESRD? End Stage Renal Disease (ESRD) is the last stage of chronic kidney disease. Individuals in this stage need dialysis or a kidney transplant. Your kidneys are necessary to clean blood, manage fluids, balance chemicals, and control blood pressure. Dialysis can substitute for some of these functions, but […]

ESRD



Aetna once again raises the bar for all major carriers regarding the enhancement of healthy living. They are giving away $1.5 million to communities that make strides towards a healthier lifestyle for the population. This is to influence communities to become some of the healthiest cities. Aetna has also partnered […]

Aetna Proposes Healthiest Cities and Counties Challenge


Welcome back to the Dynamic Duo with me, Allie Shipman, and my partner, John Shinn. Last time on our video we talked about Cigna supplemental benefit plans and how they can benefit you. Today, we’re going to talk about a couple of other supplemental plans that are not Medicare supplements. […]

Cancer Plan Provides Lump Sum Benefits at a Low Price


If you’ve ever heard of a “Star Rating” when shopping for Medicare plans, you may have wondered what the ratings represent. Sherri Miller, Empower Brokerage’s Compliance Officer, discusses what goes into the Medicare star ratings and how plans are graded. What Are Medicare Star Ratings? Medicare uses a Star Rating System […]

Medicare Star Ratings




When deciding which Medicare plan is best for you, one of the most important factors to consider is the prescription drug coverage. A formulary is the list of drugs that a plan covers. Being familiar with your plan’s formulary is important because it identifies which drugs are covered, at what […]

What is a Medicare Formulary?


Why Do You Need a Medicare Supplement? There are many reasons people need Medicare Supplements. Most of the time, those reasons revolve around the high costs of hospital and doctor visits. Medicare part A covers some hospital costs. You pay $1316 deductible per benefit period for the first 60 days […]

Do You Need a Medicare Supplement?



If you qualify for both Medicare and Medicaid, you have the option to enroll in a Duel Eligible Special Needs Plans, also known as a D-SNP. You qualify for Medicare if you are 65 or older, under 65 but with certain disabilities, or you have End-Stage Renal Disease (ERSD). Medicaid […]

What Does it Mean to be Duel Eligible?