Jose Lerma

About Jose Lerma

Jose has been a career agent working with Empower Brokerage since 2021 helping clients from all walks of life find tailored solutions for their healthcare needs. He is passionate about helping people fulfill their dreams and helping clients live a more empowered existence. 
Medicare Supplement Plan G provides coverage to fill in the "gaps" of Original Medicare.
Medicare Supplement Plan G: Comprehensive Overview Medicare Supplement Plan G stands as a significant option for those enrolled in Medicare, offering extensive coverage beyond Original Medicare Parts A and B. This plan is tailored to cover “gaps” such as co-payments, coinsurance, and deductibles not covered by Original Medicare, ensuring a […]

What is Medicare Supplement Plan G?

 in Health / Medicare  tagged medicare / medicare benefits / Medicare Costs / Medicare Coverage / Medicare Supplement by
By staying informed and cautious, seniors can use cybersecurity to confidently and securely navigate the digital world, reaping its benefits while minimizing risks.
In the age of iPhones and iPads, AI, and Alexa, cybersecurity has never been more important, especially for seniors. The rampant growth of the use of the internet for things like socializing, shopping, banking, and TikTok has brought convenience and ease-of-use to the masses. With this blessing, increased risk when […]

Cybersecurity Tips for Seniors

 in Uncategorized  tagged avoiding cyber attacks / avoiding viruses online / cyber attacks / cybersecurity / how to be safe online / safe browsing for seniors by
A group of people read an article mentioning "medicare expands coverage for wheelchair users."
In a monumental shift toward greater inclusivity and healthcare support for individuals with mobility issues, the Centers for Medicare & Medicaid Services recently announced a policy change holding significant implications for wheelchair users nationwide. Under the Medicare program, durable medical equipment (DME) such as wheelchairs, both manual and powered, is […]

Medicare Expands Coverage for Power Wheelchair Users

 in Medicare  tagged Does Medicare cover seat-elevated power wheelchairs? / Medicare coverage updates / medicare seat elevation changes / medicare win for wheelchairs / wheelchair coverage expanded by
Technology and social life seem to be intertwined in our lives for both good and bad.
We have all heard the good and the bad about technology. Modern technology is shaping our lives excitingly and alarmingly. With the advent of the digital age, the interplay between technology and our social life has never been more complex. “Pics or it didn’t happen!” “Phone eats first!” “I need […]

Technology and Social Life

 in Uncategorized  tagged is technology bad for me? / is technology good for me? / social aspects of technology / technology and social life / technology and society / technology and the social life / technology today by
Social connection is one of the most important factors that affect longevity.
As we age, the question of how long we will live and of our own mortal longevity becomes increasingly significant. It begins to pique our interest like a child impatiently asking during a long ride in the car, “Are we there yet?” all the while staying as unknown to most […]

The Science of Longevity

 in Uncategorized  tagged diet and longevity / factors for living longer / factors that affect longevity / longevity in 2023 / longevity in humans / social connections longevity / why do some people live longer by
Someone reentering the workforce has a great opportunity to gain some extra income.
As the Baby Boomer generation continues aging, the number of retirees reentering the workforce is on the rise. According to a study by the Bureau of Labor Statistics, by 2024, about 29.1% of workers aged 65 and older will be part of the workforce. There are various reasons why retirees may […]

Reentering the Workforce

 in Medicare  tagged coming back after retiring / coming back to work / employment after 65 / employment after retirement / reentering the workforce / work after 65 / work after retiring / working after 65 by
Photo by Edward Jenner from Pexels
Reata Pharmaceuticals, Inc. has received approval from the U.S. Food and Drug Administration (FDA) for SKYCLARYS™ (omaveloxolone) to treat Friedreich’s ataxia (FA) in adults and adolescents aged 16 years and older. This development is crucial for the approximately 5,000 diagnosed patients in the United States with this ultra-rare, inherited neuro-degenerative disorder, commonly diagnosed during […]

Reata Gains Approval

 in Health  tagged approval for new FA medication / friedreich's ataxia / new medication for friedrichs ataxia / new reata medication / reata fda approval / reata gains approval by
Every drop counts when it comes to national blood donor month.
National Blood Donor Month is in January and helps create awareness of the importance of blood donation in saving lives every day. It is a time to recognize and celebrate the selfless individuals who contribute to the blood supply by donating blood. The observance was established in 1970 to increase public awareness […]

National Blood Donor Month

 in Health  tagged blood donation awareness / blood donations / donating blood in january / january blood donation / national blood donor month / should i donate blood / what is blood donation by
Medications covered under a prescription drug coverage plan.
Do I really need prescription drug coverage? “I don’t need prescription drug coverage because I don’t take any medications!” “I get my medications cheaper without a plan!” “Why do I need to pay extra money if I have GoodRx?” There are many replies you may tell yourself as to why […]

Do I Need Prescription Drug Coverage?

 in Medicare  tagged do i need a drug plan / do i need a pdp / no medications / pdp plans / prescription drug coverage / who needs a drug plan / why do i need a prescription plan by