health insurance


New legislation passed by Governor Gretchen Whitmer has made surprise medical billing in Michigan an illegal practice. The law prohibits medical providers from sending large bills to patients receiving out of network care on an emergency basis, known as balance billing. For people receiving non-emergency care, the out-of-network provider must […]

Surprise Medical Billing in Michigan


medicare changes in 2021
Did you know every year there are changes to Medicare? It’s true. Each year, the government makes slight adjustments to Medicare by adding or removing benefits. Below are the current changes for 2021 from the Medicare and You Handbook for 2021. As always, consult with your Insurance agent to stay […]

Medicare Changes In 2021




Uber Drivers: Contractors Or Employees?
In a recent court case in California, Uber and Lyft were both ordered to reclassify their drivers from independent contractors to employees under the law. This would require a fundamental change to their entire business model and make the service largely unrecognizable. Contractor Vs Employee Before discussing if Uber drivers […]

Uber Drivers: Contractors Or Employees?


Consumer behavior is drastically changing the way agents do business, according to Capgemini and Efma’s World Insurance Report. The new “millennial mindset” has become the norm, and more consumers are trusting their own findings when it comes to researching insurance policies and actually making the purchase – all online. The […]

Changing the Way Agents Do Business




President Trump recently announced that telehealth services will be expanded to help stop the spread of COVID-19. Medicare now covers telehealth and this means providers will be reimbursed the same way they are for in-person consultations. Communicating with one’s provider virtually allows patients to avoid office or hospital visits, where […]

Medicare Covers Telehealth


Why is healthcare so expensive? One reason is due to annual healthcare waste, whether that be a failure of care delivery to overtreatment. The range of money wasted annually seems to be between $760 to $935 billion, according to the Journal of the American Medical Association. The article from October states […]

Waste In Healthcare Has Risen to $760 to $935 billion ...


Health companies Cigna and Oscar Health are combining forces to offer differentiated health solutions to small businesses. In an announcement provided by Cigna, announced an exclusive partnership to provide commercial health solutions for small business. Cigna and Oscar Partnership “Small businesses are the backbone of the American economy and through […]

Cigna and Oscar Health Partner to Offer Health Solutions To ...