Making Medicare Supplements Easy – 1-888-446-9157

health insurance

Medicaid — Expanding Medicaid Benefits American Healthcare In January 2014, 26 states within the U.S. elected to expand Medicaid eligibility guidelines. This permitted adults between 19-64 years of age with an annual income equaling up to 138% of the federal poverty line (FPL) the option to apply for Medicaid services. From 2014 […]

Improving U.S. Health with Medicaid

September 28, 2021 in Health / life / Medicare tagged health insurance / low income subsidy / Medicaid by Brittany Herring

indemnity — Health insurance can be separated into two very broad categories. Let’s compare indemnity and managed care health insurance plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, allows you the freedom to choose which providers and hospitals you want to go to. The insurance company would then be […]

Compare Indemnity and Managed Care

May 25, 2021 in Health / life / Medicare / Uncategorized tagged health insurance / hospital indemnity plan / insurance help by Kayla Gonzalez

COBRA — The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows employees to continue obtaining coverage from their employer-sponsored health insurance if they are let go or get reduced hours that no longer allow them to qualify. Employers with 50 or more full-time employees have to provide health insurance coverage and help with […]

What is COBRA?

April 20, 2021 in Health / life / Medicare tagged COBRA / health insurance / workforce by Kayla Gonzalez

Check out these ACA changes in the American Rescue Plan. — The recent American Rescue Plan Act of 2021 includes significant changes to the Affordable Care Act (ACA). From now until August 15, those eligible for ACA coverage can switch their healthcare plans and save money, thanks to the expanded subsidy guidelines available to most Americans. This perk is a rare […]

ACA Changes in the American Rescue Plan

April 16, 2021 in Health tagged health / health insurance / insurance help / Medicaid by Macee Hall

Receive therapy for less with the sliding scale payment system. Photo by Thought Catalog on Unsplash. — The Cost In today’s increasingly distressing world, more people than ever before are seeking professional mental health diagnosis and treatment. However, with insured and uninsured patients alike having to pay upwards of $100 per session (maybe MORE), many who desperately need the help decide to go without. The worst part? […]

How to Get Therapy FOR LESS: The Sliding Scale

April 7, 2021 in Health / life tagged health insurance / mental health / self-care / wellness by Cristin Dickey

group and individual health insurance — The Differences Between Group and Individual Health Insurance Health insurance is so important, especially with rising health care costs. An extended hospital stay or procedure can set someone back financially. In the past, most people were content with getting their health insurance from their workplace. It was easy, as the […]

The Differences Between Group and Individual Health Insurance

April 2, 2021 in Health / life / Medicare tagged health insurance / Insurance Education / insurance help by Kayla Gonzalez

qualifying events — The health insurance plan you bought when you were single with no kids will not necessarily serve you the same way if you get married or have children. Luckily, those types of changes are considered qualifying events, which means that you can make the necessary changes to your health insurance […]

What Are Qualifying Events?

March 26, 2021 in Health / life / Medicare tagged health / health insurance / Medicaid / medicare by Kayla Gonzalez

switch health plan — Some health insurance companies auto-enroll you into your same plan year after year. But as we all know, things can change so quickly. Therefore, you should make sure your health plan reflects those changes. Taking some time to look over your circumstances allows you to make important changes during the […]

How to Know When to Switch Your Health Plan

March 23, 2021 in Health / life / Medicare tagged health insurance / Medicaid / medicare / senior lifestyle by Kayla Gonzalez

your insurance agent — Insurance agents are the go-between you and your insurance provider. They have made it their top priority to get you the policy that best fits your needs. I have put together a few of the ways your insurance agent can help you. Determine Amount of Coverage The insurance agent is […]

Ways Your Insurance Agent Can Help

March 18, 2021 in Health / life / Medicare tagged health / health insurance / Insurance Education / insurance help / preventative health measures by Kayla Gonzalez

the Medicare and You 2021 handbook includes lots of valuable information and answers to frequently asked questions to help you feel prepared for the upcoming open enrollment period! — Changing Medicare Advantage plans can be a big decision in someone’s life, and it can be done for a variety of reasons. Switching to save money or to use a different carrier are all reasons why someone might want to swap their plan out with one that better suits them. […]

Changing Medicare Advantage Plans

January 29, 2021 in Health / Medicare tagged health insurance / Medicare Advantage / Medicare changes / medicare review by Jeffrey Cooperstein