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Below is a long term care insurance FAQ list that may help you understand the benefits and basics of LTC coverage. — As life expectancy increases, so does the likelihood of needing long-term care (LTC). According to the U.S. Department of Health and Human Services, nearly 70% of adults aged 65 and older will require some form of long-term care in their lifetime. Yet, many people underestimate the financial and emotional toll of extended […]

The Benefits and Basics of LTC Coverage

March 16, 2021 in life tagged Aging Gracefully / long term care insurance / Retirement / saving for retirement / senior lifestyle by Macee Hall

non-alcoholic beer — Beer With No Alcohol? A beer with no alcohol seems kind of strange. However, there are many great reasons that may make this non-alcoholic beer an ideal alternative for the classic beverage. The first and most obvious reason for switching over to a non-alcoholic beer is the fact that it […]

Beer With No Alcohol?

March 15, 2021 in Health / life tagged health / health & safety / heart health / preventative health measures / self-care by Kayla Gonzalez

Return of Premium life insurance policies are an attractive option to people who want to have coverage: Here is how return of premium policies work. The name of the policy is self explanatory: At the end of the term, the policyholder will receive their premium back in full as long […]

How Return of Premium Policies Work

March 14, 2021 in life tagged finances / Insurance Education / insurance help / Life Insurance by Jeffrey Cooperstein

When planning your safe vacations during COVID, consider these closer-to-home options, as well! — With spring and summer on their way, many are planning vacations and outings to break out of the monotony of this past winter. Though new vaccinations and ongoing social distancing efforts have helped keep cases at bay between surges, the pandemic is still far from over. When planning your safe […]

Safe Vacations During COVID

March 10, 2021 in Health / life tagged COVID-19 / current events / health / health & safety / vaccinations by Macee Hall

What can we attribute to COVID’s decline? According to the New York Times, data shows that over the past 28 days the COVID-19 Pandemic has shown encouraging signs of receding in some of its hottest spots around the globe. As of January 11, the world has been in a steady […]

COVID’s Decline

March 5, 2021 in Health / life / Medicare tagged COVID-19 / Moderna / Pandemic / Pfizer / Vaccines by Jeffrey Cooperstein

To help you see whether a guaranteed or simplified issue policy may be the best choice for you, we put together these short descriptions of each type! — You have probably heard of guaranteed issue and simplified issue insurance policies in the past, but you may not know the differences between the two. When researching the different underwriting processes, it is easy to get overwhelmed with too much information. Therefore, it is important to break the info down […]

Is a Guaranteed or Simplified Issue Policy Right for You?

February 15, 2021 in Health / life / Medicare tagged annual wellness visit / health / insurance help by Macee Hall

An individual retirement account (IRA) can be a powerful savings tool that can help you reach your retirement goals. — An individual retirement account (IRA) can be a powerful savings tool that can help you reach your retirement goals. When planning your future, it is important to learn about the different types of IRAs offered and the benefits that having an IRA can bring. Here is some basic IRA information […]

Benefits of an Individual Retirement Account

January 15, 2021 in life tagged finances / medicare / Retirement by Macee Hall

With an uptick in positive COVID-19 cases, the new COVID variant sparks lockdown in Europe. Prime Minister Boris Johnson announced that as part of England’s latest COVID restrictions, the country is going into lockdown again starting Tuesday. The lockdown begins just a day after the country rolled out the AstraZeneca […]

New COVID Variant Sparks Lockdown

January 8, 2021 in Health / life tagged COVID-19 / current events / health & safety / vaccinations by Jeffrey Cooperstein

If you’re in the mood to try something different in 2021, check out these new year’s resolution alternatives, instead! — Happy New Year! 2021 is officially here, and if you’re anything like me, your new year’s resolutions will likely disappear starting around mid-January. According to a poll from FranklinCovey and a study from the Journal of Clinical Psychology, roughly one-third of all resolutions are disregarded before February even starts. Luckily, […]

Resolution Alternatives for Your New Year Goals

January 6, 2021 in Health / life / Medicare tagged current events / holidays & events / productivity / self-care by Macee Hall

Sit back, grab your favorite winter beverage, and enjoy learning about the first in our series of three favorite famous Christmas traditions, Santa Claus. — The holiday season is a time full of belief and tradition, and while some holiday traditions are self-explanatory, others are tied to legends dating back as far as the 200s! Sit back, grab your favorite winter beverage, and enjoy learning about the first in our series of three favorite famous […]

Historical Traditions: Santa Claus

December 28, 2020 in Health / life / Medicare tagged current events / family / holidays & events / socialization by Macee Hall