finances






GTL Hospital Indemnity Insurance
Should You Consider Hospital Indemnity Insurance?   No one anticipates a lengthy hospital stay. Why would we? Our natural optimism bias leads us to believe “it won’t happen to me.” It might happen to someone else, but not me. Optimism bias transcends gender, ethnicity, nationality, and age. It is so […]

Hospital Indemnity: No One Anticipates a Lengthy Hospital Stay






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What It Means to Be “Under Observation” in the Hospital: What Medicare Enrollees Should Know Imagine waking up with sudden chest pain. You eat well, stay active, and follow your doctor’s advice—but your father died of a heart attack, and the worry grips you. You drive to the hospital, spend […]

What You Need to Know About Hospital Observation Under Medicare




prescription drug coverage
Prescription Drug Extra Help Program Medicare offers access to a special program to assist with prescription drug costs called Extra Help. If you have limited income and resources, you can sign up for the Extra Help program. This assists with paying for monthly premiums, annual deductibles and prescription co-payments. Prescription […]

Prescription Drug Extra Help Program