Monthly Archives: September 2017


Aetna once again raises the bar for all major carriers regarding the enhancement of healthy living. They are giving away $1.5 million to communities that make strides towards a healthier lifestyle for the population. This is to influence communities to become some of the healthiest cities. Aetna has also partnered […]

Aetna Proposes Healthiest Cities and Counties Challenge



If you’ve ever heard of a “Star Rating” when shopping for Medicare plans, you may have wondered what the ratings represent. Sherri Miller, Empower Brokerage’s Compliance Officer, discusses what goes into the Medicare star ratings and how plans are graded. What Are Medicare Star Ratings? Medicare uses a Star Rating System […]

Medicare Star Ratings



When deciding which Medicare plan is best for you, one of the most important factors to consider is the prescription drug coverage. A formulary is the list of drugs that a plan covers. Being familiar with your plan’s formulary is important because it identifies which drugs are covered, at what […]

What is a Medicare Formulary?



If you qualify for both Medicare and Medicaid, you have the option to enroll in a Duel Eligible Special Needs Plans, also known as a D-SNP. You qualify for Medicare if you are 65 or older, under 65 but with certain disabilities, or you have End-Stage Renal Disease (ERSD). Medicaid […]

What Does it Mean to be Duel Eligible?



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We Asked David Russell, Empower Brokerage’s Regional Sales Director, “Why Silverscript?” A Few Things You Should Know About Silverscript It is a stand alone drug plan They are owned by CVS They have 9600 retail outlets in 49 different states Last year in 2017, they had 5.5 million enrollees, which […]

What Can Silverscript Do for You?



Medicare Part B Premiums Beneficiaries typically pay a monthly premium for Medicare Part B. For most people, the Part B Premium is $134. If you can not afford to pay the Part B premium, there are programs that may help. Part B premiums are subject to change from year to year. […]

Medicare Part B Premiums