medicare


  As 2020 comes around senior households might want to be wary of changes in Medicare that will potentially hurt their pocketbooks. The federal government recently announced premiums and deductibles for those with traditional Medicare will increase. Medicare Part B For 2020 Part B premiums & deductibles for 2020 will […]

Medicare Part A and B To See Cost Increase in ...



Medicare Advantage Special Open Enrollment
CMS has established a special enrollment opportunity for individuals affected by a weather-related emergency or major disaster who need to enroll in, disenroll from, or switch Medicare health or prescription drug plans. This opportunity will be available in areas for which the Federal Emergency Management Agency (FEMA) has declared an […]

FEMA Special Enrollment Period for 2020




Medicare 2020 Star Rating
What is the Medicare Star Rating System? Medicare uses a Star Rating System to measure how well Medicare Advantage and Part D plans perform. According to medicare.gov, Medicare uses information from member satisfaction surveys, plans, and health care providers to give overall performance star ratings to plans. Ratings range from […]

Why Is A Star Rating So Important To Medicare Advantage ...


2020 brings more private insurance plans. Private insurers are increasing their plan offerings for Medicare Advantage. Here’s why you need to look closely. Journalist Philip Moeller the author of the book, “Get What’s Yours for Medicare,” and co-author of “Get What’s Yours: The Revised Secrets to Maxing Out Your Social Security.” recently […]

Private insurers are increasing their plan offerings for Medicare Advantage



November is long-term care awareness month.
November is Long-term Care Awareness Month. November is designated as long-term care awareness month. This campaign’s focus is on educating Americans about the importance of long-term care insurance. If you have never considered Long Term Care Insurance (LTC), take some time now to go through these statistics. U.S. Health and […]

Majority Of Seniors Will Eventually Need Long-Term Care


Shree Swaminarayan Gurukul Dallas 1200 px
Medicare Seminar at Shri Swaminarayan Over the weekend, Empower Brokerage sponsored an educational Medicare Seminar at the Shri Swami Narayan temple in Plano. Medicare is a national health insurance program that provides benefits to individuals age 65 or older. This seminar was targeted toward educating senior citizens in the Indian-Gujarati […]

Medicare Seminar at Shri Swaminarayan


GTL Hospital Indemnity Insurance
Should You Consider Hospital Indemnity Insurance?   No one anticipates a lengthy hospital stay. Why would we? Our natural optimism bias leads us to believe “it won’t happen to me.” It might happen to someone else, but not me. Optimism bias transcends gender, ethnicity, nationality, and age. It is so […]

Hospital Indemnity: No One Anticipates a Lengthy Hospital Stay



Basic features of Medicare Supplement Plans
  What is Medicare Supplement Insurance? Medicare Supplement Plans, also known as Medigap, provide extra health insurance purchased from a private company. It covers the “gap” between what Original Medicare can and cannot pay. For instance, deductibles, co-payments, or healthcare if you travel outside the United States. Unlike Medicare Advantage […]

Basic Features of a Medicare Supplement Plan