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Andrea Hektner

About 36,000 retired teachers and their dependents abandoned their state-created health insurance system this year after Texas officials enacted higher deductibles and premiums. Most of the retirees who left were 65 or older and opted to choose cheaper Medicare plans elsewhere, putting the Teacher Retirement System of Texas’ health insurance […]

Thousands of Retired Teachers Leaving Their Healthcare System

May 24, 2019 in Medicare tagged health insurance / medicare / Medicare Costs / Retirement / workforce by Andrea Hektner

In addition to portability and guaranteed issue, Medicare Supplements also offer a wide variety of standardized plans that give you a little more control over your coverage. Variety of Plans One of the best parts about Medicare Supplements is the variety. The 10 standard Medicare Supplement policies offer a wide […]

Why Pay More for a Medicare Supplement Policy? Part 3

May 22, 2019 in Medicare tagged Medicare Supplement / Part D / prescription drug coverage by Andrea Hektner

November is long-term care awareness month. — In the previous article – “Why Pay More for a Medicare Supplement Policy? Part 1” – we covered the benefit of taking Medicare Supplements with you wherever you go – nationally and internationally. In this article, we will discuss the continual coverage guarantee you have with a Medicare Supplement policy. […]

Why Pay More for a Medicare Supplement Policy? Part 2

January 16, 2019 in Medicare tagged Insurance Education / medicare / Medicare Supplement by Andrea Hektner

When shopping for Medicare – whether it’s a Medicare Supplement or a Medicare Advantage plan – it’s important to weigh the pros and cons of the different plans on the market. For instance, though you may pay more for a Medicare Supplement policy, there are many reasons why consumers opt […]

Why Pay More for a Medicare Supplement Policy? Part 1

January 12, 2019 in Medicare tagged Insurance Education / medicare / Medicare Supplement by Andrea Hektner

Over the last few years, the Medicare Annual Election Period (AEP) was followed by the Medicare Disenrollment Period (DP). However, the Center for Medicare and Medicaid Services (CMS) has made some changes to the Disenrollment Period. Say Hello to the New Medicare Advantage Open Enrollment Period During the Disenrollment Period, […]

Out with the Old Medicare DP, in with the New ...

January 10, 2019 in Medicare tagged medicare / Medicare Advantage / open enrollment period by Andrea Hektner

AEP Tips to Keep in Mind When Shopping for Health Plans Stuck with your boring old health plan? Not getting the benefits you want? Looking for something a little cheaper that can fit your budget? Is your plan just not working? With the Annual Election Period (AEP) right around the […]

AEP Tips to Keep in Mind When Shopping for Health ...

October 3, 2018 in Medicare tagged Annual Enrollment Period / Insurance Education / Medicare Advantage / open enrollment period by Andrea Hektner

Deodorant is necessary. Without it, you will likely lose friends and alienate people. While no one wants to be known as the friend who smells bad, it’s important to use the right kind of deodorant. Most everyone buys the popular brands easily found at the grocery store. However, regular deodorant and […]

Why You Need to Switch to a Natural Deodorant

September 9, 2018 in Health tagged self-care / skincare / wellness by Andrea Hektner

The Pros and Cons of Medicare Advantage Plans With the Annual Election Period (AEP) coming up, you might be a person who wants to look into other health plans available, whether that’s to lower costs or find better benefits. Some of you might not even know what a Medicare Advantage […]

The Pros and Cons of Medicare Advantage Plans

September 7, 2018 in Medicare tagged medicare / Medicare Advantage / Part C / vision insurance by Andrea Hektner

HMO Vs. PPO Plans Regional Sales Manager David Russell clarifies the difference between an HMO plan and a PPO plan. “Hey folks, David Russell here. I just wanted to give you a little bit of insight into the differences between an HMO and a PPO. So I’ll start with the […]

HMO Vs. PPO Plans

July 25, 2018 in Medicare tagged Insurance Carrier News & Products / Insurance Education / insurance help by Andrea Hektner

Heartburn: Causes, Symptoms and Treatment The lower esophageal sphincter (LES) is a valve located where the esophagus meets the stomach. The LES’s purpose is to keep stomach acid in the stomach, and out of the esophagus. It will open to allow you to burp and to let food enter. However, […]

Heartburn: Causes, Symptoms and Treatment

July 5, 2018 in Health / Medicare tagged digestive health / heart health / Nutrition by Andrea Hektner