Your Coverage Doesn’t Have to Stop at Medicare

Medicare covers 80%
Medigap covers the gap

Those out-of-pocket expenses can add up quickly. Our licensed agents are here to help you compare options and find a plan that fits your needs and budget.

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20%

YOUR GAP

Medicare Covers — 80%

Your Gap — 20%

We help cover what’s left.

Compare Medigap Plans

Click plans to show or hide them. Gaps & differences are always highlighted.

Tap any plan to swap it into the comparison.

Medigap Benefit

✓ Covered ✗ Not covered Coverage gap 50% Partial coverage $8000 Out-of-pocket max

* High-deductible versions may be available for Plans F and G.

** Out-of-pocket limits apply only to Plans K and L.

*** Plan N pays Part B coinsurance except: up to $20 office visit & up to $50 ER if not admitted.

If you live in Massachusetts, Minnesota, or Wisconsin, your state offers different standardized plans.

Have Questions?

Visit our FAQs

Medigap Basics

How Medigap Works

Enrollment Period

6-month period begins on the first day of the month you’re 65 or older and enrolled in Part A & B.

If you delay enrolling in Part B because you have group coverage, your Medigap Open Enrollment period won’t start until you sign up for Part B.

Guarantee Issue – Can’t be denied or charged more for pre-existing health conditions.

Must have Part A & B to obtain a Medicare Supplement.

Cost

The monthly premium is paid to the insurance company. (You continue to pay the government for Medicare Part B).

Cost varies significantly by carrier

Depends upon coverage, location and age.

Premiums go up over time and as you age.

Health underwriting is usually required to change plans.

Limitations

Generally does NOT cover:

Long-Term care in nursing homes

Vision

Dental care

Hearing

Eyeglasses

Private-Duty nursing care

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Coverage That Fits. Costs That Make Sense.

Plans F, G, and N each offer strong protection against Medicare’s out-of-pocket costs, but the right choice depends on how much coverage you want and how much you’re comfortable paying in premiums. Compare them below and talk to one of our agents if you have questions about which plan makes the most sense for your situation.

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compare plans side-by-side

Protection That Makes Sense

Medicare Supplement Plans F, G, and N help cover many of Medicare’s out-of-pocket costs, but the right choice depends on your coverage needs and budget. Compare the plans below, and subscribe to our newsletter to receive your Medicare Part A & Part B Plans F, G, and N comparison chart to review options side-by-side. Connect with one of our agents if you’d like help choosing the plan that fits you best.

Medicare covers 80%Medigap covers the gap

Compare Medigap Plans

How Medigap Works

Coverage That Fits. Costs That Make Sense.

Protection That Makes Sense

Medicare covers 80%
Medigap covers the gap