Yearly Archives: 2020


Be sure to ask these important questions about Medicare plans when searching for a new policy!
Looking for new Medicare coverage for 2021? AEP is open until December 7! Be sure to ask these important questions about Medicare plans when searching for a new policy! What kind of plan is it? Medicare is a governmentally run program that provides health insurance for those aged 65 and […]

Questions About Medicare: What to Ask When Looking for Coverage


Amazon, one of the U.S.’s largest online retailers, is making waves in the eCommerce community yet again with the announcement of Amazon Pharmacy.
Amazon, one of the U.S.’s largest online retailers, is making waves in the eCommerce community yet again with the announcement of Amazon Pharmacy. The new online pharmacy experience will allow customers to conveniently purchase prescription medications. Amazon Pharmacy is accessed either online or via the Amazon mobile app, and prime […]

Amazon Pharmacy is Officially Up and Running


With the end of Medicare’s Annual Enrollment Period rapidly approaching and news of possible COVID-19 vaccines on the way, you may be wondering, “what vaccines does Medicare cover?”
With the end of Medicare’s Annual Enrollment Period rapidly approaching and news of possible COVID-19 vaccines on the way, you may be wondering, “what vaccines does Medicare cover?” The answer may surprise you! While some vaccinations are covered by Medicare Part B, others are only covered in Medicare Part D, […]

What Vaccines Does Medicare Cover?



Enjoy your Thanksgiving safely Gatherings and celebrations with friends and family are joyous Thanksgiving rituals, but while it may look different this year, we have suggestions on how to enjoy your 2020 Thanksgiving. Think about alternative ways to add new meaning to the holiday, such as hosting Thanksgiving virtually. You […]

How to enjoy 2020 Thanksgiving


New legislation passed by Governor Gretchen Whitmer has made surprise medical billing in Michigan an illegal practice. The law prohibits medical providers from sending large bills to patients receiving out of network care on an emergency basis, known as balance billing. For people receiving non-emergency care, the out-of-network provider must […]

Surprise Medical Billing in Michigan


Though typical health insurance and Medicare provide some long-term care coverage, many of the costs are left for the beneficiary to cover.
AARP reports that approximately half of all Americans aged 65 and up will need some form of long-term care in their lifetimes. Though typical health insurance and Medicare provide some long-term care coverage, many of the costs are left for the beneficiary to cover. Long-term care insurance helps protect an […]

What is Long-Term Care Coverage



What is Final Expense
What Is Final Expense Insurance and Do I Need It? Final expense insurance, a.k.a burial insurance or funeral insurance, is a type of permanent life insurance that provides coverage to pay for end-of-life expenses and funeral costs. It ensures those left behind have financial support through a challenging time. Facing […]

What Is Final Expense Insurance and Do I Need It?


Special Enrollment Period from FEMA
Special Enrollment Period from FEMA Great News. The Centers for Medicare & Medicaid Services (CMS) granted a Special Enrollment Period (SEP) for beneficiaries impacted by FEMA Disaster Declarations. This SEP is for Medicare beneficiaries who could not submit a Medicare Advantage or Prescription Drug Plan enrollment request due to the […]

Special Enrollment Period from FEMA


When enrolling in or reviewing an existing Medicare policy, make sure to be aware of the rising 2021 Medicare premiums and deductibles.
Medicare’s Annual Enrollment Period is officially underway, and beneficiaries can expect a few changes for the coming year including Medicare rate increases. Beneficiaries can expect to see increases in 2021 Medicare premiums and deductibles. Medicare Part A Medicare Part A covers inpatient services like inpatient hospital, skilled nursing facility (SNF), […]

2021 Medicare Premiums and Deductibles



Those on Medicare who also live on a low-income may qualify for dual eligibility, which could help them cover or significantly lower their health care costs. 
Government programs Medicare and Medicaid provide health care cost assistance for tens of millions of Americans each year, but there are sometimes gaps that the programs do not cover. Those on Medicare who also live on a low-income may qualify for dual eligibility, which could help them cover or significantly […]

Dual Eligibility: What You Need to Know