Medicare Supplement vs Medicare Advantage Plans When selecting a Medicare plan you have two choices: Supplement or Advantage Medicare Supplements are designed to supplement Original Medicare and to help pay for things that aren’t covered. Original Medicare has Part A (hospital insurance) and Part B (medical insurance). Medigap, or Medicare […]
Yearly Archives: 2016
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Special Enrollment Periods After the Open Enrollment Period ends, you are locked into your plan. There are, however, special circumstances that may qualify you for a Special Enrollment Period. Think of Special Enrollment Periods (SEPs for short) as lifelines. They allow you to make changes to your Medicare plan outside […]
Qualifying for a Special Enrollment Period
Selecting a Medicare Plan Faye, what do you tell your clients when they’re worried about whether or not they’ll be able to keep their doctor? I usually tell them we have checked to be sure they are in the network, and that there is another type of program where they can go to any doctor they want. So […]
Selecting a Medicare Plan
Annual Disenrollment Period is Around the Corner Senior Product Specialist, John Shinn discusses the upcoming Annual Disenrollment Period Today is the end of the Annual Enrollment Period and we’re coming up to the Annual Disenrollment Period. We get a lot of questions on this, and want to make sure that […]
Annual Disenrollment Period is Around the Corner
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The Medicare Annual Election Period is over, as of December 7th, but you may still be able to get help. People think that, just because the Medicare Annual Election Period Ends, they can’t do anything. That’s not true. People can get help with their Medicare options all year long. Medicare […]
Medicare Annual Election Period Ended… But It’s Not Too Late ...
Open Enrollment Period is Almost Over! Open Enrollment Ends on December 7th! Don’t miss out on enrolling in Medicare before the deadline. You will not be able to change your plan once Open Enrollment ends. If you have not yet enrolled in a Medicare plan, call an Empower Brokerage agent today to […]
Open Enrollment Period is Almost Over!
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Breaking Down Your Medicare Number Code Senior Product Specialist, John Shinn, discusses Medicare Number Codes Getting Started with Medicare A question we get here all the time from people that are just turning 65, or just getting on Medicare, is how do you file for Medicare? How do you apply […]
Breaking Down Your Medicare Number Code
Medicare Mistake #8: Being Too Late to Buy Medigap You are eligible to buy Medigap during your 6-month open enrollment period. This is the 6 month period right after you turn 65. If you are at least 65, within six months of enrolling in Part B, you cannot be denied […]
Medicare Mistake #8: Being Too Late to Buy Medigap
What is the Annual Enrollment Period? Medicare beneficiaries often ask what Annual Enrollment Period (AEP) is, and when it begins. During Annual Enrollment Period, you have the opportunity to review and make changes to your coverage and prescription drug plan. AEP is the most common enrollment period, and is from […]
What is the Annual Enrollment Period?
How Does Medigap Work with Medicare Advantage? If you have a Medicare Advantage Plan, it is illegal to be sold a Medigap policy. An insurance agent cannot do this unless their client wants to switch to Original Medicare. If you want to switch to Original Medicare and buy Medigap, the […]