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Macrominerals — Macrominerals and Why You Need Them Our bodies need several essential minerals to function properly and maintain physiological processes, such as building bones and producing hormones. The difference in macrominerals and trace minerals is the amounts we need to function. Macrominerals are needed in larges doses while trace minerals are […]

Macrominerals and Why You Need Them

March 1, 2018 in Health / Medicare tagged heart health / medicare / self-care / wellness by Andrea Hektner

New Stroke Guidelines — New Stroke Guidelines New stroke guidelines, released on Wednesday, could transform the lives of people affected by strokes. Doctors may be able to minimize, even prevent, long-term damage of a stroke six to 24 hours after it has occurred. One out of three stroke patients could fully recover instead of […]

New Stroke Guidelines

February 17, 2018 in Medicare tagged medicare / Medicare Advantage / medicare benefits / Medicare Supplement by Andrea Hektner

Acupuncture — Acupuncture for Back Pain Viewed as a non-traditional method, acupuncture can help manage lower back and neck pain. Patients usually seek more traditional forms of relief, such as physical therapy or chiropractics, before seeking out acupuncture. However, more and more physicians are recognizing the treatment for back pain as a […]

Acupuncture Treatments for Pain

February 16, 2018 in Health / Medicare tagged medicare / medicare benefits / senior lifestyle / wellness by Andrea Hektner

financial scams targeting seniors — Financial Scams Targeting Seniors Scammers take advantage of more and more seniors every day. This type of crime is considered low risk, as the crime is difficult to prosecute. The reasons are heartbreaking but obvious. People typically suffer from memory loss and confusion as they age, which make them an […]

Financial Scams Targeting Seniors

February 15, 2018 in Medicare tagged finances / Insurance Education / medicare / mindfulness by Andrea Hektner

heart health — We’re well into February – the month for sweethearts. More importantly, it’s the month for heart health. As the American Heart Month, February is the time of year to evaluate your heart health and make sure you’re doing everything to prevent heart-related illnesses. Though men are historically more at risk […]

Take Care of Your Heart this Valentines!

February 14, 2018 in Health tagged medicare / self-care / senior fitness / senior lifestyle by Andrea Hektner

Medicare 2018 Coverage Update It is that time of year again when Medicare coverage has changed. The Medicare 2018 coverage for seniors has changed slightly. These changes are important to understand so you know what to expect when visiting a hospital or doctor. Surprise medical bills are never fun to […]

Medicare 2018 Coverage Update

January 17, 2018 in Medicare tagged medicare / Medicare Costs / Part A / Part B / Part D by Andrea Hektner

The Teacher Retirement System of Texas (TRS) is a pension plan developed to provide retirement benefits for employees of public schools, colleges, and universities. The State of Texas supports and manages the multi-billion dollar fund and periodically makes changes to contributions. TRS-Care is one of the benefits of the plan, […]

TRS Care Drastically Changes Coverage 2018

December 23, 2017 in Medicare tagged health insurance / medicare / Medicare Advantage / Medicare Supplement / Retirement by Andrea Hektner

Individuals affected by the hurricanes in Texas, Louisiana, Florida, Georgia, South Carolina, Alabama, Mississippi, Puerto Rico, and the U.S. Virgin Islands will be eligible to switch, enroll and disenroll in MAPD and PDP plans until December 31st. Individuals affected by Hurricanes Harvey, Irma, and Maria, and Tropical Storm Nate have […]

Hurricane Special Enrollment Period for Those Affected by Recent Storms

December 8, 2017 in Medicare tagged current events / government acts & responses / medicare / Medicare Advantage / Special Enrollment Period by Andrea Hektner

Welcome back to the Dynamic Duo with me, Allie Shipman, and my partner, John Shinn. We are with Empower Brokerage. Today, John and I want to talk to you about a great product that fits perfectly with your Medicare Advantage plan. Guarantee Trust Life, or GTL for short, is a […]

Hospital Indemnity Plan from GTL

December 6, 2017 in Medicare tagged Annual Enrollment Period / hospital indemnity plan / Insurance Carrier News & Products / medicare / medicare advangate by Andrea Hektner

Time Frame for Medicare Annual Enrollment Period One difference between Medicare Supplements and Medicare Advantage is the time of year when you can enroll. After 65, you can enroll in a medicare supplement at any point during the year. However, Medicare Advantage and Part D plans can only be changed […]

Medicare Annual Enrollment Period

November 5, 2017 in Medicare tagged Annual Enrollment Period / medicare / Medicare Advantage / Medicare Supplement / open enrollment period by Andrea Hektner