Medicare Mistake #8: Being Too Late to Buy Medigap You are eligible to buy Medigap during your 6-month open enrollment period. This is the 6 month period right after you turn 65. If you are at least 65, within six months of enrolling in Part B, you cannot be denied […]
Monthly Archives: November 2016
What is the Annual Enrollment Period? Medicare beneficiaries often ask what Annual Enrollment Period (AEP) is, and when it begins. During Annual Enrollment Period, you have the opportunity to review and make changes to your coverage and prescription drug plan. AEP is the most common enrollment period, and is from […]
What is the Annual Enrollment Period?
How Does Medigap Work with Medicare Advantage? If you have a Medicare Advantage Plan, it is illegal to be sold a Medigap policy. An insurance agent cannot do this unless their client wants to switch to Original Medicare. If you want to switch to Original Medicare and buy Medigap, the […]
How Does Medigap Work with Medicare Advantage?
4 Steps to Buying a Medigap Policy Buying a Medigap policy is a critical decision. Shop carefully and compare available policies to see which one meets your needs. As you explore your options, remember that different insurers may charge varying premiums for identical policies, and not all companies offer every […]
4 Steps to Buying a Medigap Policy
Medicare and Home Healthcare People frequently ask, ‘how does Medicare pay for home health care services?’ Many health care treatments that were once offered only in a hospital or a doctor’s office can now be done in your home. Medicare covers medically necessary part-time or intermittent skilled nursing care. It […]
Medicare and Home Health Care
Buying a Medigap Policy A Medigap Policy is private health insurance that helps supplement Original Medicare. It helps pay for some of the health care costs that Original Medicare does not cover. These costs include co-payments, coinsurance, and deductibles. To buy a policy, you must have Medicare Part A and […]
Buying a Medigap Policy
Prescription Drug Extra Help Program Medicare offers access to a special program to assist with prescription drug costs called Extra Help. If you have limited income and resources, you can sign up for the Extra Help program. This assists with paying for monthly premiums, annual deductibles and prescription co-payments. Prescription […]
Prescription Drug Extra Help Program
Choosing or Changing Your Medicare Coverage There are a handful of things to consider when choosing or changing your Medicare coverage. The issues to consider include: convenience, cost, coverage, doctor and hospital choice, prescription drugs, quality of care, travel, and your other coverage. When choosing or changing your coverage, it […]
Choosing or Changing Your Medicare Coverage
Top Ten Medicare Mistakes Lunch & Learn On Friday, November 11th, Empower Brokerage hosted a Lunch & Learn for seniors in the Southlake community. Senior Product Specialist, John Shinn, gave a presentation over the Top Ten Medicare Mistakes. Seniors were able to ask questions and get advice straight from a […]
Top Ten Medicare Mistakes Lunch and Learn
Buying Directly From a Carrier vs Agent Interview with DeWayne Long, Empower Brokerage National Sales Director. That is a great question, and I can answer that very easily. We have direct contracts with carriers, and we have excellent relationships with them. A carrier provides you with support and answers questions […]