long term care insurance

Though typical health insurance and Medicare provide some long-term care coverage, many of the costs are left for the beneficiary to cover.
AARP reports that approximately half of all Americans aged 65 and up will need some form of long-term care in their lifetimes. Though typical health insurance and Medicare provide some long-term care coverage, many of the costs are left for the beneficiary to cover. Long-term care insurance helps protect an […]

What is Long-Term Care Coverage

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Medicaid Spend down
How Medicaid Spend-Down Works Many people mistakenly believe that they can count on Medicare to pay for long-term care services, such as in-home care or an assisted living residence. However, this is not the case. Medicare pays for doctors, hospitals, drugs, and short-term rehab after hospitalization. It does not pay […]

How Medicaid Spend-Down Works

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Long Term Care
Long-Term Care Probability Think you won’t need long-term care? Think again. According to the U.S. Department of Health and Human Services, Long-Term Care (LTC) is something the majority of us will need. Approximately 70% of people over 65 will require chronic care later in life, and 20% of those individuals […]

Long-Term Care Probability

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November is long-term care awareness month.
November is Long-term Care Awareness Month. November is designated as long-term care awareness month. This campaign’s focus is on educating Americans about the importance of long-term care insurance. If you have never considered Long Term Care Insurance (LTC), take some time now to go through these statistics. U.S. Health and […]

Majority Of Seniors Will Eventually Need Long-Term Care

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