Jose Lerma

About Jose Lerma

Jose has been a career agent working with Empower Brokerage since 2021 helping clients from all walks of life find tailored solutions for their healthcare needs. He is passionate about helping people fulfill their dreams and helping clients live a more empowered existence. 
The Medicare Prescription Payment Plan can be beneficial in lowering your upfront costs.
The Medicare Prescription Payment Plan is a new initiative designed to help Medicare beneficiaries manage the cost of their prescription medications. This plan, introduced in the Inflation Reduction Act, aims to make prescription drugs more affordable by allowing beneficiaries to spread out their out-of-pocket costs over the course of the […]

What is the Medicare Prescription Payment Plan?

 in Medicare  tagged Medicare Costs / medicare prescription payment plan / prescription drug coverage / Prescription drugs by
Medicare Supplement Plan G provides coverage to fill in the "gaps" of Original Medicare.
Medicare Supplement Plan G: Comprehensive Overview Medicare Supplement Plan G stands as a significant option for those enrolled in Medicare, offering extensive coverage beyond Original Medicare Parts A and B. This plan is tailored to cover “gaps” such as co-payments, coinsurance, and deductibles not covered by Original Medicare, ensuring a […]

What is Medicare Supplement Plan G?

 in Health / Medicare  tagged medicare / medicare benefits / Medicare Costs / Medicare Coverage / Medicare Supplement by
By staying informed and cautious, seniors can use cybersecurity to confidently and securely navigate the digital world, reaping its benefits while minimizing risks.
In the age of iPhones and iPads, AI, and Alexa, cybersecurity has never been more important, especially for seniors. The rampant growth of the use of the internet for things like socializing, shopping, banking, and TikTok has brought convenience and ease-of-use to the masses. With this blessing, increased risk when […]

Cybersecurity Tips for Seniors

 in Uncategorized  tagged avoiding cyber attacks / avoiding viruses online / cyber attacks / cybersecurity / how to be safe online / safe browsing for seniors by
A group of people read an article mentioning "medicare expands coverage for wheelchair users."
In a monumental shift toward greater inclusivity and healthcare support for individuals with mobility issues, the Centers for Medicare & Medicaid Services recently announced a policy change holding significant implications for wheelchair users nationwide. Under the Medicare program, durable medical equipment (DME) such as wheelchairs, both manual and powered, is […]

Medicare Expands Coverage for Power Wheelchair Users

 in Medicare  tagged medicare / Medicare Advantage / senior lifestyle / wellness by